This is where lessons kta get from natural disasters or events that befall us. We then looked at the insurance company for safety and comfort of all possessions and even our souls as well. Along with the trend of increasing density of traffic on highways and crime, it also increases the likelihood of catastrophe involving our cars, from relatively mild such as hit, scratched, theft rearview mirror, until the weight of such collisions, motor vehicle theft and even robbery .
To meet the needs of security, you can choose the auto insurance product that can provide protection against risks that may happen to your car. Many insurance companies claim they are the best. It can be seen that there is an insurance product offered to the public through advertisements, almost none the less. Similarly, the promotion of performance they are doing, always accentuate the fine. Therefore, there are several factors that should be considered in the process of choosing a particular insurance company for life insurance and loss.
Things to remember in choosing an insurance company in general there are three factors. First, the financial strength (security). Second, the service (service). And third, the cost. The issue of financial strength of insurance related to the company's financial ability to fulfill its promise as consumers membutuhkann. It is important to know, because not a few insurance companies are looking at the flashy exterior. For example storey building, a vehicle that good directors. But when there claims from customers, the company can not pay.
Services (service) is the extent to which mirror human resources at the company's qualified or not. Moreover, insurance companies sell services, so excellent service is the key. For example, the extent to which the speed of service in both the policy issue especially in the payment of compensation or claim. In addition, about the service can actually be felt by the customer. Is this insurance company was absolutely the best service for its customers.
The issue is how much the costs incurred by insurance companies in operation. If greater than the cost of income, then obviously the company is inefficient. If it's not efficient, it will end up losing money. And if you continually lose, definitely not healthy.
In addition, the need to consider when choosing a car insurance are:
* Determine the type of insurance coverage desired. Protection overall (all risk) to give the best protection, but you need to take into account the economic side. Loss or damage caused by motor vehicle collisions, collisions, overturned, skidded off the road. Fire, towing costs, theft, including theft that preceded / accompanied or followed by violence or threat and an additional warranty.
* Do not just stare at the size of the premium to be paid. See the company's credibility, especially in terms of services, claims handling and financial capacity.
* Many insurance companies are credible and bona fide, though without the support of re-insurance companies. But there's no harm in finding out the track record of re-insurance company (if any).
* Does the company provide additional benefits, such as 24-hour claims service, free towing, car replacement, guarantee 24-hour claims processing, etc.?
* It is better you see the company's partner shop network. How much, where they are located and how the quality of these workshops.
* Understand exactly anything what your rights and obligations. What should you do and what not. Are there any exceptions in the policy contract, what the pros and cons for you?
* Do not be fooled by the offers provided by insurance companies. Get to know before making a decision, and choose a healthy insurance.
thus, may be useful ..
1 comments:
bw again,very nice
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